Buy airtime, data, pay cable TV & electricity bills instantly at the best rates. Make profits 24/7 as a vendor. Zero registration fees.
Fast, affordable, and secure digital services for every Nigerian
Start earning and transacting in 3 easy steps. It takes less than 2 minutes.
Sign up in seconds. No registration fee required. Just your name, phone, and email.
Transfer any amount from ₦500 to ₦500,000. Your deposit determines your vendor level.
Buy airtime, data, pay bills, and earn discounts automatically. Available 24/7.
The more you fund, the higher your level and the more profits you earn. Zero registration fees.
High-volume vendor
Min. deposit
For developers & integrators
Your initial wallet deposit goes directly into your wallet balance. Nothing is deducted for registration. View full pricing →
Every transaction is processed in under 5 seconds. No delays, no excuses.
Your data and money are protected with encryption and real-time fraud monitoring.
We offer the lowest airtime and data prices. If you find better rates, tell us.
Our platform is fully mobile-responsive. Use it on phone, tablet, or desktop.
What you see is what you pay. No surprise deductions or mystery fees.
Make real income as a vendor. Share your referral link and grow your network.
Real feedback from real Nigerians using MTNSME every day
"MTNSME has completely changed how I run my airtime business. I make more profits now and my customers get their recharge instantly. The platform is so easy to use!"
"I was skeptical at first but MTNSME proved me wrong. I funded my wallet with ₦20,000 and my Gold level discount has been amazing. I recommend to all vendors."
"The speed is unbelievable! I pay my DStv subscription and my NEPA bill in under 2 minutes. And the customer support always replies quickly on WhatsApp."
Integrate MTNSME's VTU services into your own application or website with our clean, well-documented REST API. Get your API key in minutes.
Everything you need to know before getting started
Join 10,000+ Nigerians already using MTNSME to save money and build a profitable VTU business.